Repossessing Your Collateral

Universalcredit America has the experience and expertise to successfully repossess and secure your collateral while complying with all federal and state laws. At Universalcredit America, they are fully staffed with account representatives, skip tracers and data entry personnel to meet the individual needs of their clients. Their field staff of professional recovery agents is experienced in all aspects of collateral recovery. In addition, Universalcredit America is licensed by the Pennsylvania Department of Banking, bonded and fully insured. 

They pride theirselves in remaining on the cutting edge of technology to better service the needs theirclients. For the convenience of their clients, repossession assignments can be submitted online through their highly secured client log-in. Their state of the art reporting service, "Crystal Ball" allows closed communication with their clients relative to accounts assigned. Clients can view acknowledgements, status reports and special situation alerts 24 hours a day, 7 days a week through their secured server. They provide each client with customized condition reports, personal property reports and investigation reports. Special video (DVD) condition reports are also available upon request. 

Types of Repossessions

Universalcredit America is NOT limited to the following repossession services:

  • Automobile Repossessions
  • Truck Repossessions
  • Semi-Tractor/Trailer
  • Motorcycles
  • Motor Homes
  • Campers
  • Travel Trailers
  • Lease Equipment
  • Heavy Duty Equipment
  • Four Wheelers
  • Other Items Available Upon Request

Selling of Collateral

At Universalcredit America, they understand that each account is unique. They will dispose of the collateral in accordance with your instructions. This includes obtaining bids, selling the property, and the preparation of all necessary documentation. Additionally, they work with several auctions to liquidate the collateral, handling full administration of the sale.


Universalcredit America provides customized pricing based on assignment requirements. Their pricing considers the effort included to achieve the repossession. You will find that their pricing is highly competitive within the repossessions industry. They will discuss price points in full before assignments are placed